Michigan Online Casinos

The full list of real money Michigan online casino promo codes & no deposit bonus codes getting you up to $15,000 FREE.

🗓️ Last Updated 28 Sep 2023
✅ Trusted & Secured
Caesars Palace logo
Alicia B. profile picture
97% Read review by Alicia B.
No Deposit Bonus
Get $10 FREE - No Deposit Bonus
Deposit Bonus
Get up to $1,000 deposit bonus + 2,500 rewards points!
FanDuel logo
Uno J. profile picture
98% Read review by Uno J.
Deposit Bonus
Deposit $10 & Get 50 FREE SPINS
Bonus Bet
Get $1,000 Back On Losses In 1st Day
BetMGM logo
Uno J. profile picture
98% Read review by Uno J.
No Deposit Bonus
Get $25 FREE + $1,000 First Deposit Match
Deposit Bonus
Get up to $1,000 deposit bonus!
DraftKings logo
Alicia B. profile picture
98% Read review by Alicia B.
Deposit Bonus
Get up to $2,000 deposit bonus!
Deposit Bonus
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BetRivers logo
Alicia B. profile picture
98% Read review by Alicia B.
Deposit Bonus
Get a First Deposit Match up to $500
See all Michigan Online Casinos

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Andrew McDermott
Written by:
Andrew McDermott
Alicia Butler
Fact checked by:
Alicia Butler
Updated: September 28th 2023

    Michigan Online Casino Update - 2023

    UPDATE: There's a new kid on the block & they have the best Michigan online casino no deposit bonus right now: Now, Caesars Palace Online Casino! With promo code ODDSBONUSLAUNCH new players can get a $10 Caesars Casino no-deposit bonus in Michigan. This same code is good for a first deposit match of 100% up to $1,000 in casino bonus & will get you 2,500 Rewards Credits once you place $25 in wagers. Claim the full $1,010 bonus here: Caesars Palace Online Casino sign-up bonus.

    Don't forget about the previous hot offer on the block! If you sign up through the GET BONUS link at the top of this page, SI Casino Michigan is now offering players $50 in site credit as a sign-up bonus! Check out the SI Casino no-deposit bonus here. Don't miss out on trying the newest online casino in Michigan - brought to you by Sports Illustrated casino!

    BetRivers Michigan is holding strong with (by far) the most attractive new sign-up bonus that we've seen at any Michigan online casino. For a limited time, when you sign up to BetRivers MI and make your first deposit of $50, you'll get a $200 in casino bonus. That's 400%, however, the reason this is so great is that the $200 casino bonus only needs to be played through one time (1x) before you can cash it out. If you play the highest RTP slots, like Starmania, then you'll have a 97% RTP giving you a theoretical cash value of $194 for this bonus. With just a $50 deposit, that's a 388% return. CLICK HERE to claim this offer.

    Here are the other top promotions from the complete list of MI online casinos:

    Michigan Online Casino Promo Codes No Deposit Bonus Deposit Bonus
    🥇 SI Casino Promo Code $50 FREE $1,000 Deposit Match
    🥈 BetMGM Casino Promo Code $25 FREE $1,000 Deposit Match
    🥉 Fanduel Casino Promo Code $1,000 Play-it-again
    🎖 BetRivers Casino Promo Code Free Spins BetRivers.net Get Up To $250 Back On Losses In Your 1st Day
    🎖 WynnBet Casino Promo Code Coming Soon $1,000 Deposit Match
    🎖 DraftKings Casino Promo Code $50 FREE $2,000 Deposit Match
    🎖 Caesars Casino Promo Code $10 FREE $1,000 Deposit Match (100%)
    🎖 Four Winds Casino Promo Code Coming Soon 200% up to $200 Bonus
    🎖 Play Eagle Casino Promo Code Coming Soon $1,500 Bonus + 100 FREE SPINS
    🎖 Pokerstars Casino Promo Code Coming Soon Bet $1 Get $50 FREE
    🎖 Golden Nugget Casino Promo Code $25 FREE $1,000 Deposit Match

    If you're interested in betting on sports too - compare our list of legal betting sites in Michigan. Many of the top land-based casinos in the U.S. operate online casinos in Michigan. Play Michigan online casino games from your phone, laptop, tablet, or desktop computer.

    Is online gambling legal in Michigan?

    Michigan online gaming is now live and legal. All online gaming operators are regulated by the Michigan Gaming Control Board, so players can rest assured that their deposits are secured and that all gameplay is legit. With high RTPs on slots and many generous bonuses available, the online operators in Michigan make it very convenient and beneficial to play online.

    The good news is that online betting in Michigan and real money online casinos are available right from the comfort of your own home at over a dozen legal Michigan online gaming sites. Here are the quick facts:

    🔍Current Status: Legal and Live!
    📅Market Launch Date: April 18th, 2022
    🏆Top 5 Michigan Online Casino Sites: Caesars Palace Online Casino, BetMGM Casino, BetRivers, Draftkings, Fanduel
    💵 Best Michigan Online Casino No Deposit Bonus:

    Caesars Palace Online Casino - $0 FREE No Deposit Bonus

    🎰 Most Popular Online Casino Games Available: Slot machines including 88 Fortunes, live blackjack, and many progressive slots with massive jackpots
    🔞Legal Age to Gamble in Michigan: 21 years old

    Our definitive list of the best Michigan online casinos is where you'll find out how to get the best Michigan online casino no deposit bonuses and other Michigan online casino bonus codes and online casino promotions!

    Anyone of legal gambling age in the Wolverine State can enjoy Michigan gambling and win real money at online casinos for free.

    Play online casino games, such as slots, table games, and online poker at Michigan online gambling sites.

    Michigan Online Casino

    Michigan Online Casino Apps (With MI Online Casino Bonus Codes)

    1. BetMGM Online Casino Michigan
    2. FanDuel Online Casino Michigan
    3. Caesars Online Casino Michigan
    4. BetRivers Online Casino Michigan
    5. DraftKings Online Casino Michigan
    6. WynnBET Online Casino Michigan
    7. Golden Nugget Online Casino Michigan
    8. PokerStars Online Casino Michigan
    9. FireKeepers Online Casino Michigan
    10. Four Winds Casino Michigan
    11. SI Casino Michigan

    In addition to these great online casinos, Michigan residents can enjoy a variety of sweepstakes casinos as well.

    Legal Online Casinos in Michigan

    Michigan State has a legacy of gambling dating back to the 1800s, and Michigan has been a betting-friendly state since the 1990s.

    In 1996, the state adopted a referendum permitting the opening of Class III Online betting Michigan locations in the state. In 1999, the prohibition of Michigan online gambling was enacted by legislation. Just one year later, it was removed.

    In Section 750.314 of the State Statutes, the legality of casino gambling in this state at least is mentioned.

    “Any person who by playing at cards, dice, or any other game, or by betting or putting up money on cards, or by any other means or device in the nature of betting on cards, or betting of any kind, wins or obtains any sum of money or any goods, or any article of value whatever, is guilty of a misdemeanor…”

    Today, there are over two dozen casinos and sportsbooks spread throughout the state. Want to gamble at a land-based casino? Our Michigan casino map will help you find the best Michigan casinos.

    Can I Be Arrested for Michigan Online Gambling?

    In 2019, the ​Michigan Gaming Control Board (MGCB) and Governor Gretchen Whitmer started opening up internet gaming and online sports betting to Michigan residents by introducing the Michigan online gambling bill.

    Online casinos in Michigan owned by various domestic & international Gambling corporations are already live and accepting bets. There are more than a dozen online casinos here, and the online gambling market is only growing in the great state of Michigan. There’s a lot to be excited about in Michigan if you are a gambling enthusiast!

    In Michigan, we have not found any lawsuit against anybody for playing on Michigan online gambling websites.

    *We are not lawyers, and we always urge you to obey the laws of your state. For a more detailed explanation of the legality of the online casino, please consult a licensed lawyer with expertise in gambling laws.

    Michigan Online Gambling: How to Choose an Online Casino

    It’s not difficult to create a new Michigan online casino account. Honestly, it’s really easy.

    All the best Michigan online gaming websites offer similar promos, bonuses, ongoing rewards, and games.

    If you’re stumped on how to choose a Michigan online betting site, head to our Michigan online casino reviews.

    We consider online casino safety, deposits and withdrawals, helpful customer service, game availability, and site or app design and functionality in all of our reviews.

    Best Paying Online Casinos in Michigan

    There are two types of online casinos in the state: real money Michigan online casinos and free online casinos.

    Online casinos for real money allow you to play with real money (similar to the experience at land-based casinos), while free online casinos only allow you to play with virtual money (generally gold coins or sweeps).

    We consider how much each online casino pays out its players in addition to other factors. Our Michigan online casino reviews break down the top casinos in Michigan, including the best-paying casinos and the best Michigan online casino promotions.

    Michigan Online Casino Reviews

    When choosing which Michigan online casinos to review, we consider a long list of factors. Our in-house Michigan online casino reviewer, Frank Weber, personally tries out and reviews each online casino.

    Consider our own personal user experiences, as well as Apple Store and Google Play, reviews in our online casino reviews.

    Frank’s Take

    Each Michigan online casino review includes “Frank’s Take”, by our in-house reviewer, Frank Weber.

    Frank is a sports betting journalist and enthusiast and has tried out and reviewed hundreds of online casinos. He’ll give you the scoop on the Michigan online casinos with the best user experiences, payouts, payment and withdrawal procedures, and customer service experiences.

    When it comes to casino reviews, Frank doesn’t hold back.

    User Experience

    Don't make the mistake of overlooking the design of a Michigan online gaming website. Your entire gaming journey could be influenced by the user experience and functionality.

    Website accessibility is also incredibly important, too. You’ll want seamless gameplay without worrying about a site crashing. While usability, design, and function seem like basic features, they’re all very important to your overall experience.

    You may want to try out a few Michigan casino websites before settling on one site. We encourage you to check out different sites, try different games, and read the terms and conditions to understand each site’s policies and procedures.

    Apple Store/Google Play Reviews

    We also consider Apple Store and Google Play Michigan online casino reviews in each review.

    It takes hours to comb through these reviews to get a better understanding of players’ personal experiences at Michigan online casinos. Not only do we get a clear understanding of how each site works, but we also get an idea of whether a site crashes often, if an app is full of bugs, or how quickly customer service responds to open tickets.

    We can also determine if an online casino app’s low star review is the fault of the online casino or user error.

    Michigan Online Gambling

    Michigan Land-based Casinos

    In Michigan, 26 casinos allow visitors and residents to gamble. These are primarily ​tribal casinos, but in the Detroit metroplex, there are also three commercial casinos:



    Hours of operation

    Slot Machines

    Table Games

    Bay Mills Resort & Casino

    11386 W Lakeshore Dr, Brimley, MI 49715

    24 hours



    Dancing Eagles Resort

    N5384 US-45, Watersmeet, MI 49969




    FireKeepers Casino Hotel

    11177 East Michigan Ave, Battle Creek, MI 49014

    24 hours



    Four Winds Casino

    58700 M-51, Dowagiac, MI 49047

    24 hours



    Four Winds Casino

    68600 Red Arrow Hwy, Hartford, MI 49057

    24 hours



    Four Winds Casino

    11111 Wilson Rd, New Buffalo, MI 49117

    24 hours



    Greektown Casino and Hotel

    555 E Lafayette St, Detroit, MI 48226

    24 hours



    Gun Lake Casino

    1123 129th Ave,

    Wayland, MI 49348

    24 hours



    Island Resort & Casino

    W399 Hwy US 2- 41,

    Harris, MI 49845

    24 hours



    Kewadin Casino

    N 3 Mile Rd, Hessel, MI 49745

    9:00 a.m. – 10:00 p.m.



    Kewadin Casino

    N7761 Candy Cane Ln, Christmas, MI 49862

    9:00 a.m. – 1:00 a.m.



    Kewadin Casino

    5630 W, US-2, Manistique, MI 49854

    9:00 a.m. – 1:00 a.m.



    Kewadin Casino, Hotel and Convention Center

    2186 Shunk Road,

    Sault Sainte Marie, MI 49783

    24 hours



    Kewadin Shores Casino & Hotel

    3015 Mackinac Trail,

    Saint Ignace, MI 49781

    24 hours



    Kings Club Casino

    12140 W. Lakeshore Drive,

    Brimley, MI 49715

    10:00 a.m. – 2:00 a.m.



    Northern Waters Casino Resort

    5384 Highway US 45 North, PO Box 129,

    Watersmeet, MI 49969

    24 hours



    Leelanau Sands Casino & Lodge

    2521 N West Bayshore Drive,

    Suttons Bay, MI 49682

    8:00 a.m. – 2:00 a.m.



    Little River Casino Resort

    2700 Orchard Hwy, U.S. 31 and M-22,

    Manistee, MI 49660

    24 hours



    MGM Grand

    1777 Third Street,

    Detroit, MI 48226

    24 hours



    MotorCity Casino Hotel

    2901 Grand River Avenue,

    Detroit, MI 48201

    24 hours



    Odawa Casino

    1760 Lears Road,

    Petoskey, MI 49770

    24 hours



    Ojibwa Casino

    105 Acre Trail,

    Marquette, MI 49855

    24 hours



    Ojibwa Casino

    16449 Michigan Avenue, M-38,

    Baraga, MI 49908

    24 hours



    Saganing Eagles Landing Casino

    2690 Worth Road,

    Standish, MI 48658

    24 hours



    Soaring Eagle Casino & Resort

    6800 Soaring Eagle Boulevard,

    Mt. Pleasant, MI 48858

    24 hours



    Turtle Creek Casino & Hotel

    7741 M-72 E.,

    Williamsburg, MI 49690

    24 hours



    Michigan Online Casino Bonuses & Online Casino Promotions

    Most online casinos offer lots of promotions, including welcome bonuses, free plays, deposit bonus offers, first deposit promos, risk-free online betting Michigan, deposit matches, free spins, sportsbook signup bonuses, and more. When you’re betting at real money Michigan online casinos, it’s important to get the most out of your Michigan online gaming experience!

    Even free online casinos and social casinos offer Michigan online casino bonus codes and other promo codes. Look for a casino that offers a good welcome bonus or several different types of welcome bonuses. Some of the best promos include Michigan online casinos with free signup bonuses (no deposit required!) and deposit match bonuses.

    If you don't live in Michigan, you'll find similar bonus codes for other states, too -- including PA, WV, and NJ online casino promo codes.

    Michigan Online Casino No Deposit Bonus Codes

    michigan online casino no deposit bonus -

    Michigan online casino no deposit bonus codes are the easiest way to play because they’re free.

    These lucrative bonuses can be found at both real money casinos and free sweeps cash casinos.

    The Chumba casino no deposit bonus and Funzpoints promo code are two of the most popular Michigan online casino no deposit bonuses in the free sweeps cash casinos industry. The Chumba casino free sweeps program offers free sweeps in gold coins packages, and Funzpoints offers daily prizes -- no Funzpoints no deposit bonus codes needed.

    Other states also offer no deposit bonuses. CT, PA, and NJ online casino no deposit bonuses are also available.

    Casino Reward VIP Programs

    Most online casinos in Michigan offer a casino rewards VIP program. These programs are usually associated with land-based affiliate casino programs.

    If you have a land-based casino reward VIP account, you may not need to sign up for a separate online account.

    These programs are how casinos reward VIP members for loyalty and frequent betting. Similar to frequent flier miles programs, the more you bet, the more points you accumulate. The more points you accumulate, the higher tier levels you’ll reach.

    Once you reach a qualifying tier level, you can swap out your casino reward VIP points for prizes, free bets, cash, and more.

    Online Casino Wagering Requirements

    All MI online casinos post wagering requirements in their terms and conditions. Online casino wagering requirements are the amount of money you’ll need to bet before cashing out winnings made with bonus funds.

    If an online casino’s wagering requirements are 10 times the amount of the bonus funds, and you received a $10 bonus you’ll need to bet $100 before you can cash out your bonus winnings.

    Check the terms and conditions of promos before accepting them or cashing out winnings to ensure you’re not surprised by the wagering requirements later.

    Play Michigan Online Casino Games

    Want to play Michigan online casino games?

    Don’t forget to make sure the games you want to play are available on Michigan online betting sites.

    All credible Michigan online casino websites clearly display the list of games available. Take time to ensure that the specific games you want to play are available and you join an online casino.

    Online casino games vary widely on Michigan online gaming platforms. You’ll find most of the best Michigan online casinos offer games you’d find at a brick-and-mortar location, including table games, slots, and roulette.

    Some online casinos specialize in certain types of games. Free online casinos often specialize in slots games. Some of Chumba casino slots games are even exclusive to the Chumba Casino platform.

    Slot Games Online

    One of the most popular types of MI online casino games is slots! Just as you’d find a large portion of any casino floor dedicated to slot machines, you’ll find most online casinos feature a long list of slot-style games.

    You’ll even find some of your favorite slot machine games from the casino floor are also available online.

    If you want to enjoy a chance at $1000, you can sign up for BetRivers today and try out the BetRivers bonus code for free spins.

    Online Casino Table Games

    Some of the most common casino gaming options available include:

    • Blackjack
    • Slots
    • Video slots
    • Baccarat
    • Roulette
    • Online slots
    • Poker
    • Video poker
    • Live dealer poker

    Online Poker Michigan Sites

    Do the best Michigan online casinos offer Michigan online poker? Yes!

    Poker games are one of the most popular ways to bet money at Michigan online gambling sites! Play Michigan online poker games at nearly every online casino in the state.

    Most online casinos in Michigan offer the option to play online poker in Michigan online poker rooms. Some sites even offer the option to play live poker in Michigan online poker rooms — meaning you’ll get to play Michigan online casino real money poker with a live dealer and other players!

    Online poker players love playing legal online poker, video poker, PartyPoker, and other poker games with ​online poker operators. Many online casinos in Michigan offer poker bonuses to new players, and games are played using cutting-edge poker software.

    You don’t need to open a separate poker account to play! Just log into the same account you use for sports betting, slots, and other gambling games.

    Online Blackjack in Michigan

    Online blackjack is another popular game at Michigan online casinos. Play Michigan online blackjack with generous welcome bonuses. You can even play blackjack online for free!

    Online Blackjack is a popular casino game that can be played on the Internet. In Michigan, online gambling became legal in December 2019, but the regulations and framework for online casinos were not in place until late 2020. To play online blackjack in Michigan, players will first need to create an account with a licensed and regulated online casino.

    Play the best real-money online blackjack in Michigan;

    The player will need to provide personal information such as their name, address, and date of birth to verify their identity. Once the account is created, the player can deposit funds into their account using a variety of methods, such as credit/debit cards, e-wallets, or bank transfers. Once the player has funds in their account, they can navigate to the online casino's blackjack lobby and select a table to play at.

    The player will be seated at a virtual table with other players and a virtual dealer. The player will be dealt two cards, and the dealer will be dealt one card face up and one card face down. The goal of the game is to get a hand value of 21 or as close to 21 as possible without going over. The player can choose to "hit" and receive additional cards, "stand" and keep their current hand, "double down" and double their bet in exchange for one more card, or "split" their hand if they have a pair. The dealer will follow a set of rules to determine when to hit and when to stand.

    It's important to note that online casinos in Michigan will use Random Number Generators (RNG) to ensure that the games are fair and random, and players can play with the assurance that the games are not rigged. Additionally, online casinos will have strict security protocols in place to protect player information and ensure that the games are safe and secure.

    Online Roulette in Michigan

    Do you head to the roulette tables as soon as you hit the casino floor? You can play online roulette and Michigan online casinos, too.

    To play online roulette in Michigan, players will first need to create an account with a licensed and regulated online casino.

    Once the player has funds in their account, they can navigate to the online casino's roulette lobby and select a table to play at. The player will be seated at a virtual table with other players and a virtual dealer. The player can place their bets on the roulette table by clicking on the specific betting area on the table. The betting options include betting on a single number, a group of numbers, or the color of the number. Once the betting time is over, the virtual dealer will spin the roulette wheel and drop the ball. Once the ball comes to a stop, the dealer will announce the winning number and pay out any winning bets.

    Online roulette games in Michigan will use a Random Number Generator (RNG) to ensure that the games are fair and random, and players can play with the assurance that the games are not rigged. Additionally, online casinos will have strict security protocols in place to protect player information and ensure that the games are safe and secure.

    It is also important to note that there are different versions of online roulette such as American, European, and French, which have different rules and betting options, players should check the rules and betting options before placing bets.

    Live Dealer Casino Games in Michigan

    Several casinos also offer live dealer table games, meaning you’ll place bets on live games on the casino floor.

    Live dealer casino games are a type of online casino game that allows players to experience a more authentic casino experience by playing with a real-life dealer in real time.

    Here are some examples of live dealer casino games that are available in Michigan:

    1. Live Blackjack: Players can play blackjack with a real dealer and other players in real time.

    2. Live Roulette: Players can place bets on a real roulette wheel that is spun by a real dealer.

    3. Live Baccarat: Players can play baccarat with a real dealer and other players in real time.

    4. Live Poker: Players can play poker with a real dealer and other players in real time.

    5. Live Sic Bo: Players can place bets on a real Sic Bo table that is managed by a real dealer.

    6. Live Craps: Players can place bets on a real craps table that is managed by a real dealer.

    7. Live Dragon Tiger: Players can place bets on a real Dragon Tiger table that is managed by a real dealer.

    These live dealer games are streamed live from a studio or a casino floor, which allows players to interact with a real dealer and other players in real-time. The games are played with real cards, dice, or roulette wheels, and the outcome of the game is determined by the actions of the real dealer.

    It's important to note that live dealer games will have strict security protocols in place to protect player information and ensure that the games are fair and not rigged. Additionally, players should always check the rules and betting options before placing bets.

    Michigan Sports Betting Sites

    One of the most popular reasons to visit Michigan online gambling sites is for sports online betting Michigan. Many online casinos also operate an ​online sportsbook, so you can place bets on a wide variety of sporting events, including horse racing, major league sports, and other events.

    Michigan sports betting sites offer the best sports betting, legal for local residents and visitors to the state.

    MI Online Casino Apps

    Most MI online casinos allow you to play on your web browser or on online casino apps. These apps are often easier to navigate than their web browser counterparts and are available for Apple iOS in the app store or for Android in the Google Play store.

    Some Michigan online casino apps aren’t available in the Google Play store but can be downloaded for Android phones right on the casino’s website.

    MI Online casino apps often offer advanced features, live dealer gameplay, and social gaming with online friends.

    MI Casino Sites

    It is unbelievable how many gambling alternatives are now available online.

    Today, it’s not rare to see hundreds of different games offered by online casinos in Michigan.

    Some of these online gambling websites actually offer more betting opportunities than the country's largest land-based casinos. Enjoyable, unique gambling modes are also available, such as live dealer games. This makes it feel like you're betting in a real casino.

    Online Casino Safety

    Never give your gambling account details to anyone! Consider your online gambling accounts as you would bank accounts.

    Don’t share your account information with anyone, make sure you’re playing on a secure device, and change your password often.

    This is the easiest way to ensure a safe online betting experience. As long as you play at legitimate online casinos, you shouldn’t need to worry about your personal information.

    Well-known and reputable online casino sites in Michigan offer secure payment options.

    Read a few casino reviews to ensure you're betting at a reputable site. At OddsSeeker, we offer honest reviews for the hottest social casinos, including Chumba Casino reviews, Funzpoints Casino reviews, BetMGM reviews, and more.

    Online Casino Withdrawals and Payments 

    Online casino withdrawal and payment options at Michigan online gambling websites are so important.

    You want to ensure that your money is safe before making wagers on a casino’s platform. Fortunately, it’s relatively easy to check this.

    One way to find out a little more about payment choices on a website is to visit our review pages for gambling sites. We provide online casino withdrawal and payment options at Michigan's best online casinos. You can also try out these websites and visit cashier pages. Most of them list payout and deposit options.

    We recommend opting for a site that allows you to make deposits with popular debit cards, Visa, MasterCard, ACH bank transfers, and PayPal.


    The Play+ card was created specifically for the gambling industry. Most MI online casinos accept Play+ cards as a form of payment and withdrawal.

    Simply order your Play+ card online, load funds onto it, and use those funds at online casinos. This is one of the few ways to withdraw funds from your online casino account immediately.

    Use the Play+ card as a prepaid credit card at major retailers, or take it to an ATM to withdraw funds (usually for a fee).


    Want to find out which MI online casinos are PayPal online casinos? PayPal is one of the most popular ways to deposit and withdraw money to and from your online casino account.

    Deposits are usually made for immediate use, but withdrawals may take up to a few business days to transfer from your online casino account to your PayPal account. It may also take up to a few business days to transfer funds from your PayPal account to your bank account.

    If your bank doesn’t allow you to deposit or withdraw money to and from your account to your online casino account, digital wallets, such as PayPal, are a good alternative.

    ACH/bank transfer & Wire Transfer

    ACH bank transfers and wire transfers can move money from your bank account to your online casino account (and vice versa) easily.

    ACH bank transfers use a clearing house to transfer money, making this form of transfer more secure. Wire transfers don’t use a clearing house and may not be as secure as ACH transfers but may not charge associate fees.


    PayNearMe is a way to deposit cash right into your MI online casino account. Simply head to the closest participating CVS or 7-Eleven, fill out the PayNearMe form, and hand your form and cash to the cashier.

    Funds should be available in your casino account within 30 minutes. PayNearMe charges a small transaction fee for each deposit.

    Debit/Credit Cards

    Visa, Mastercard, AMEX, and Discover Credit cards are commonly accepted at MI online casinos. Debit cards with the Visa/Mastercard logo are also accepted.

    Some banks don’t do business with casinos or sportsbooks, but you can always use a digital wallet (such as PayPal or Skrill) if your bank won’t do business with a gambling site.


    Neteller is another digital wallet that does business with Michigan online casinos. Simply use your Neteller account to deposit funds into your casino account.


    Many large Michigan online casinos still accept checks as a form of payment and withdrawal. It may take up to two weeks for the casino to receive, process, and deposit your check into your online casino account, and it may take up to two weeks to receive a check by mail for a withdrawal.

    Cash at Casino Cage

    If you live near a land-based affiliate casino, you can deposit and withdraw cash at the casino cage. You’ll need to travel to the land-based casino, but you can always play a few slots while you’re there, right?

    Online Casino Customer Service

    Always feel free to reach out to the casino for support via chat, phone, or email if you encounter any issues at all with your gaming experience.

    Customer service is so important at online casinos. You never know when you’ll have questions about deposits, withdrawals, terms and conditions, or troubleshooting.

    Before signing up at any MI online casino, check the casino’s reviews to ensure other users have experienced quality customer service. It’s also not a bad idea to check to make sure the Michigan online gambling platform offers several different customer service options, including live chat, email, and phone.

    A live chat feature is usually the best option available. You will connect through instant messaging with a customer representative. Few places also provide a direct telephone line. The Michigan online gambling websites that only provide email assistance are usually better avoided.

    Best Michigan Online Casinos

    Everyone has their own favorite Michigan online betting sites. We love casinos with a wide variety of Michigan online casino no deposit bonuses and deposit match bonuses.

    We're always looking for the best Michigan online casino bonus codes, NJ online casino bonus codes, and sportsbook promo codes in Michigan and other states!

    Numerous online poker platforms are available, too.

    BetMGM and BetRivers are currently Michigan's leading online casino sites. Both of these casinos are secure and provide players with a large variety of bet types and online casino games.

    There’s a lot of power behind great superlatives like “great”, and the state of Michigan definitely has a lot of those greats: great breweries, great sports teams, great weather, great nature, and the Great Lakes — which is where Michigan gets its nickname from.

    In autumn 2021, the Michigan state government reported pulling in over $126.1 million in revenue last September, and it’s reasonable to assume that kind of business will only keep booming!

    As the iGaming and online casino and the Michigan online gambling industries continue to evolve in the Great Lake State and beyond, we’ll continue to follow it.

    In the meantime, here are the top ten best Michigan online casinos for real money!

    1. BetMGM Casino Michigan

    It’s only fitting that we top off the Great Lake State’s unofficial list of the ten best Michigan online casinos with a great, epic name like BetMGM!

    Play Michigan online casino games at BetMGM.

    Even if you’re a Michigan resident who isn’t able to travel the Motor City, you can easily get a taste of the Motor City MGM Casino experience straight through your mobile phone!

    BetMGM Michigan Online Casino Bonus

    Looking for bonus codes? We've got a BetMGM deposit bonus code as well as BetMGM no-deposit bonus codes. There’s a reason we’re kicking off our Great Lake state list with a name as great as BetMGM.

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    Online Casino App/User Experience

    Like any other Michigan online gambling app in the Great Lake State, BetMGM Michigan is accessible on your desktop computer and across most iOS and Android mobile devices.

    Both platforms are user-friendly and both host a considerable deal of live dealer games like virtual roulette, virtual bingo, poker, and other table games, and over half a thousand virtual slots games!

    Online Casino Safety

    BetMGM is regulated by the Michigan Gaming Control Board (MGCB).

    Since the 1920s, MGM has been an internationally renowned name in gaming and entertainment. For over two decades, it’s served the greater Detroit area in-person at the states’ MGM Grand Resort.

    According to the Michigan government, it produced over 41% of the state’s $639 million casino industry revenue in 2020.

    The BetMGM name is one of the reasons we feel safe betting at this Michigan online casino.

    2. Fanduel Michigan

    For over 12 years, FanDuel has been a leading pre-eminent name in the Michigan online gambling and online sportsbook market. In the years since their 2009 founding, they’ve branched out to an online casino app as well.

    Play Michigan casino games and make sports bets at Fanduel.

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    Looking for a Fanduel Casino bonus code?

    With the Fanduel Michigan online casino promotion for new players, you can play the first 24 hours risk-free, with up to the first $1000 of your first real money deposit matched in play credit.

    You can sign up to take advantage of that online casino free signup bonus, no deposit is required, and no online casino promotion code is required!

    Online Casino App/User Experience

    Signing up is easy and just requires your name, email address, and the last four digits of your SSN. On FanDuel MI, you can enjoy a bunch of great slots games and table games alike, such as:

    • Divine Fortune

    • Casino War

    • Bonanza

    • Baccarat

    • Video Poker (3-9 types)

    • Cleopatra

    • Triple Diamond

    • Roulette (5 types)

    • Wheel Of Fortune

    • Blackjack (6 types)

    • Plus many, many more!

    Ready to get started playing some of these great Great Lake State gems? No problem! You can get started and make your first deposit with a wide range of payment methods like:

    • Credit and Debit cards

    • eCheck

    • Neteller

    • Prepaid FanDuel Play+ card

    • PayPal

    • Skrill

    • Online banking

    You can withdraw using those same methods as well.

    Online Casino Safety

    Fanduel is regulated by the Michigan Gaming Control Board (MGCB).

    Fanduel is one of the largest platforms for sports betting and online casino games in Michigan — and around the U.S. You’re bound to start seeing this name in major sporting event centers and partnering with sports players.

    We feel secure knowing our funds are safe with Fanduel.

    3. Caesars Online Casino Michigan

    Caesars Online Casino Michigan offers a load of exciting popular online casino games. Play Michigan online casino games like slots, virtual table games, and live dealer games like:

    • Monopoly

    • Cleopatra

    • Wheel Of Fortune Triple Extreme Spin

    • Mississippi Stud

    • Video Poker

    • Playboy Bonus Blackjack

    • Ultimate Texas Hold’em

    • DJ Wild Stud Poker

    • Video Roulette

    • Siberian Storm

    • Dead Or Alive

    • Ghostbusters

    • Three-Card Poker

    • Standard Blackjack

    • Let It Ride

    • Zappit Blackjack

    • Blackjack Pro AC Single-Hand

    • Pai Gai Poker

    • Deuces Wild

    • Blazing 7s Blackjack

    • Mississippi Stud

    These products come from nothing less than the best developers in the business, from Konami to NetEnt, to High 5 Games, and even IGT too!

    Caesars Palace Online Casino Bonus in Michigan

    With a first deposit match worth up to $1,000 in play credit (using code “ODDSBONUSLAUCH”), Caesars Palace Online Casino Michigan easily offers one of the greatest and most generous Michigan online casino real money bonus promotions in the entire Great Lake State online casino market!

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    Existing players can use the Caesars Sportsbook Refer a Friend promo & get up to $1,000 in free bets ($100 per friend referred).

    Online Casino App/User Experience

    Caesars offers one of the best online casino apps and user experiences at MI online casinos.

    Since many of the games you’ll find on Caesars' online casino app and online casino platform are the same games you’ll find in their land-based casinos, it didn’t take much to transfer many of those same games over to their online platform.

    You’ll find that Ceasars’ site and app are responsive, easy to use, and easy to navigate. Since Caesars has the money to hire top developers, you won’t experience too many crashes or lag times, either.

    Online Casino Safety

    Caesars Casino MI is regulated by the Michigan Gaming Control Board (MGCB).

    It’s one of the largest gambling platforms in Michigan and has the means to invest in secure servers and firewalls. It’s licensed and verified and must abide by the standards set for by the MGCB.

    4. BetRivers Michigan App

    Seeing the Great Lakes is probably a high priority on the bucket list of many a Michigander.

    But any gambler worth their salt should consider betting on Michigan’s greatest betting rivers, courtesy of none other than BetRivers Michigan Online Casino And Sportsbook!

    Play Michigan online casino games, snag welcome bonuses, and get ongoing deals at BetRivers.

    BetRivers Bonus Code Michigan

    Looking for a BetRivers bonus code? You can get started today with a modest $250 first deposit match bonus, playing a wide range of online slots and exciting virtual table games offerings such as table games, roulette, video poker, and baccarat, and you can play them for even bigger winnings via the BetRivers VIP Rewards program.

    Ready to step out of the Lakes and into the Rivers? Step in with a free matched $250 on us using code ODDSBONUS! A full $250 on the house using code “ODDSBONUS”! Two Benny Franks and a Grant!

    Online Casino App/User Experience

    BetRivers’ website and app are both very easy to navigate and offer great user experiences. Yet, while we love the BetRivers website, the site is where this Michigan online casino really shines.

    It’s easy to navigate the app (though we did experience some bugs from time to time).

    Withdrawal times take around two to five days to complete, which is in line for most online casinos and sportsbooks.

    Online Casino Safety

    BetRivers is regulated by the Michigan Gaming Control Board (MGCB).

    This online casino and sportsbook currently operates in nine U.S. states and is quickly becoming one of the most trusted names in Michigan online gambling.

    5. DraftKings Casino Michigan

    For nearly a decade, DraftKings Sportsbook and Online Casino have been a critically acclaimed and appraised name in the US online casino industry — and one that recently took up shop in the Great Lake State.

    Play Michigan casino games HERE, start playing over 220 superb slots games and table games, and learn more about the app in our full review HERE. 

    Michigan Online Gambling Bonus

    We've got both a DraftKings bonus code for a first deposit bonus and a DraftKings Casino no deposit bonus code.

    Get up to 2k of your first deposit matched with this first-time player bonus, and a free green Ulysses S. Grant (or $50, for people who don’t know their history trivia) online casino free signup bonus no deposit required!

    Online Casino App/User Experience

    DraftKings offers one of the best Michigan online casino experiences out there. We actually kind of love DraftKings online casino and sportsbook.

    It’s easy to navigate, easy on the eyes, and easy to contact customer service. We love how fast they are with payouts (this can really make a difference), and we happen to think their welcome bonus is one of the best in the biz.

    Online Casino Safety

    DraftKings Casino Michigan is regulated by the Michigan Gaming Control Board (MGCB).

    It is one of the largest online casinos and sportsbooks in the U.S. You’ll soon be seeing the name DraftKings in sporting event centers across the country and partnering with major league athletes.

    Since it has such huge brand-name recognition and is licensed, registered, and verified in Michigan, we feel secure that DraftKings will handle our holdings with care.

    6. Wynn Online Casino Michigan

    A Sin City-sourced favorite for nearly two decades, WynnBET has long remained a critically acclaimed operator in the US gaming industry.

    Even if you can’t get to the Sunset Strip, you can get a taste of the Sunset Strip on your phone with the help of WynnBET Online Casino! The brand’s online casino app and sportsbook are available in Tennessee, Colorado, Indiana, Virginia, the Garden State, and Michigan.

    It’s among the best of the best Michigan online casinos. Play Michigan online casino games, including over 35+ Micsuperb slots games like:

    • Motorhead Video Slot

    • DaVinci Diamonds

    • Butterfly Staxx 2

    • Double Diamond

    • Dead or Alive

    • Finn and the Swirly Spin

    • Cleopatra

    • Medusa Megaways

    • Turn Your Fortune

    • Merlin’s Money Burst

    • Divine Fortune

    • Siberian Storm

    You’ll also find digital table games and live dealer games such as baccarat, blackjack, roulette, hold ‘em, and live video poker.

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    Online Casino App/User Experience

    Deposits and withdrawals are as expediently fast as 24-48 hours, and if you ever run into trouble using the app, their customer support is available 24/7, 365 days a year!

    Online Casino Safety

    WynnBET is regulated by the Michigan Gaming Control Board (MGCB).

    Like all of the casinos on this list, WynnBET is backed by the Wynn name — one that’s synonymous with the golden age of gambling and Michigan online casinos. It offers customer support by live chat, email, phone, and Facebook Messenger.

    7. Golden Nugget Online Casino Michigan

    When most tourists think of Michigan, they probably envision the beautiful golden wheat fields where the grains for their favorite beer are being harvested.

    Consider giving Michigan online casinos, such as the Golden Nugget Online Casino, a look! Play Michigan casino games and place sports bets.

    Michigan Online Casino Bonus

    Pay $30, and first-time players can get started with 200 free spins on slots games! Sign up for Golden Nugget with code “ODDSSEEKER”, and you can also have up to $250 matched, just like BetRivers!

    You will only be able to use these 200 free spins for your first seven days after signing up for Golden Nugget Online Casino. Beyond that bonus, you can also look forward to these great raffle giveaway promotions:

    • Year-End $250,000 Giveaway

    • $1,000,000 Total Prize Pool

    • $36,000 Bonus Or 12-month Rolls-Royce Lease Grand Prize

    • $18,000 Bonus Or Vegas Vacation 2nd Place Prize

    • $12,000 Bonus Or Year Of Fine Dining 3rd Prize

    You can join Golden Nugget’s VIP Rewards program and get started using code “ODDSSEEKER” with a $250 first deposit match bonus.

    Besides those great perks, you can also enjoy over 600 online casino games, Golden Lines odds boosts, and potentially, a free $10 no deposit bonus to start provided that you use code “ODDSSEEKER”!

    For more info on Golden Nugget Casino MI’s offerings, reward tiers, and sign-up process, check out our full online casino app review.

    Online Casino App/User Experience

    This online casino really blows it out of the water with its live dealer games, which live-stream table games like blackjack, baccarat, American roulette, and casino hold ‘em!

    From the comfort of your own living room, Golden Nugget Casino you can enjoy other authentic casino offerings like:

    • Video Poker

    • Perfect Pairs

    • Video Slots

    • Virtual Blackjack

    Online Casino Safety

    The Golden Nugget Michigan is regulated by the Michigan Gaming Control Board (MGCB).

    The Golden Nugget is easily one of the most recognizable casinos on this list. Not only has it been a Las Vegas Strip mainstay since the Golden Age of gambling, but it has locations across the U.S.

    We feel safe depositing our money into our Golden Nugget accounts and have never experienced any issues with deposits or withdrawals.

    8. PokerStars Casino Michigan

    The name might be “PokerStars Casino”, but don’t get the whole deal twisted just because of the name!

    PokerStars Casino Michigan offers the same varied selection of games you would want from any good online casino — and just happens to also be the biggest online virtual poker site in the world!

    This Michigan online casino offers a wide range of sublime iGaming options, including an aptly wide range of welcome bonuses to match.

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    Stars Casino is offering OddsSeeker readers a Bet & Get Promo: bet $1, Get $50 FREE by using the OddsSeeker link — no promo code needed!

    You can also enjoy a myriad of potential rewards beyond your first day of play, such as:

    • Reload Bonuses: Match a certain percentage of your deposit on the next deposit!

    • Mystery Mega Prize: Bet $10 or more, and potentially be rewarded with over $500 in prizes!

    • PokerStars Giveaway: Periodic grand prize giveaways for leaderboard winners!

    • Cross-Promotional Prizes: Look for cross-promotions that can be used across games, casinos, and their sportsbook!

    • Loyalty Rewards Chest: Get rewarded anywhere from 60 cents to $700 depending on your overall RTP percentage!

    Want to play these for some loyalty rewards chests? Here are the reward tiers you should watch out for:

    • Blue Chest: 60 cents

    • Bronze Chest: 50 cents to $12

    • Silver Chest: $1.50 to $30

    • Gold Chest: $5 to $100

    • Diamond Chest: $12 to $250

    • Black Chest: $35 to $700

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    What kind of games can you use generous promotion offers on, besides poker? You can look forward to playing:

    • At least 162 slots games from developers like NetEnt, Next-Gen, and IGT

    • Virtual table games, like blackjack and roulette

    • European and live-dealer roulette, as well as baccarat

    You can look forward to a wide range of excellent blackjack and poker selections too though, such as:

    • Jacks or Better

    • Deuces Wild

    • European Blackjack

    • Live Dealer Blackjack

    • Jacks Or Better

    • Double-deck Atlantic City Blackjack

    • Joker Poker

    • Classic Blackjack

    • Standard Blackjack

    • Atlantic City Blackjack

    • Premium Blackjack

    • Double Double Bonus Poker

    • Standard Double Bonus Poker

    Online Casino Safety

    PokerStars is regulated by the Michigan Gaming Control Board (MGCB).

    Aside from its land-based and MI online casino, it runs an extremely popular annual poker tournament. Because of this brand recognition and the fact that it’s licensed, regulated, and verified in Michigan, we feel safe trusting our holdings with PokerStars.

    9. FireKeepers Online Casino Michigan

    Looking for the greatest online slots lineup in the Great Lake State? Look no further than FireKeepers Casino and Hotel in Battle Creek, Michigan, which touts a whopping 2900 slot machines, 70 table games, a 500-seat live bingo room, and 15 poker tables at its physical location!

    Even if you can’t get to that Battle Creek location, you can still get a taste of it if you live in the Great Lake State, straight from your phone!

    Online Casino App/User Experience

    To register, you’ll need to use your email, legal name, birthdate, mailing address, phone number, and the last 4 digits of your SSN. Once you're signed up, you can get started playing over 60 online slots, an abundance of table games like roulette, video poker, and blackjack, and an abundance of more great Michigan online casino real money games!

    Online Casino Safety

    FireKeepers Online Casino is regulated by the Michigan Gaming Control Board (MGCB).

    The land-based casino has been operating in Michigan since 2007 and has not had any issues with major security breaches.

    10. Four Winds Online Casino Michigan

    Michigan is home to three beautiful, breathtaking, and exciting Four Winds locations. The biggest one, the New Buffalo, MI-based Four Winds Resort, is home to over 130,000 SQUARE FEET of gaming excitement!

    Even if you can’t set foot on those 130,000 square feet, you can still get a taste of the New Buffalo betting experience with Four Winds Online Casino in Michigan!

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    Now, you can get a taste of the Four Winds casino experience with a first deposit match bonus that’ll match up to $200 of your first deposit in play credit! This $200 match bonus promo isn’t subject to any Michigan online casino bonus codes.

    You don’t even need any Four Winds casino no deposit bonus codes 2023 to snag this deal!

    Online Casino App/User Experience

    Four Winds doesn’t have the best MI online casino design or layout. Its menu options are a bit scattered and confusing. While this may not be an issue for a lot of players, we have to admit that it kind of confused us.

    That being said, we do love the number of betting options available at Four Winds. Toggling between the MI online casino and sportsbook is easy, and bet slips on the sportsbook side are easy to fill out.

    Online Casino Safety

    Four Winds Online Casino Michigan is regulated by the Michigan Gaming Control Board (MGCB).

    Since it’s a licensed, registered, and verified site, we feel secure depositing our money into our Four Winds account.

    Michigan Online Casino FAQs

    What are the benefits of online betting Michigan?

    The biggest benefit of Michigan online gambling is the convenience of betting from the comfort of your own home. If you live in Michigan, you may also be able to play online casino games with friends who live in other states where online gambling is legal, too!

    While online gambling can’t replace an in-person casino experience, online casinos have mimicked the real-life experience as closely as possible. Plus, you can't beat the large selection of Michigan online casino bonus codes available

    These Michigan online gambling websites enable you to spend the time that you play in the comfort of your home. You can also bet on your mobile on the go!

    How much money can I win at MI online casinos?

    That all depends on how you bet and your skill level! Ideally, the more you play, the higher your probability of success. It definitely makes sense to play games you know well. Before you start making risky bets, gradually begin with small bets to give yourself time to practice a game.

    If you're playing at some free online casinos, you can snag bonuses to help you play even longer. The Funzpoints daily bonus program is so good that it's practically like winning Funzpoints free money.

    When is online gambling coming to Michigan?

    Online gambling is legal and widely available in Michigan!

    Why play online casino games in Michigan?

    You can always decide for yourself if you want to play on Michigan's online gambling websites. There are no prohibitions against it here, and it is currently the most convenient option for betting. If you are a casino fan, you're probably going to enjoy the Michigan online casinos. Now is a great time to really be a Michigan gambling enthusiast. There are various casinos in this region, both online and land-based, in different parts of the state.

    Plus, with all the great Michigan online casino bonus codes offered, it sure beats playing at a land-based casino!

    Chilling and making a few bets are really not that complicated in Michigan!

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    Is online gambling in Michigan legal?

    In 2019, the ​Michigan Gaming Control Board (MGCB) and governor Gretchen Whitmer started opening up internet gaming and online sports betting to Michigan residents by introducing the Michigan online gambling bill.

    Online casinos in Michigan owned by various domestic & international Gambling corporations are already live and accepting bets. There are more than a dozen online casinos here, and the online gambling market is only growing in the great state of Michigan. There’s a lot to be excited about in Michigan if you are a gambling enthusiast!

    Where else is online gambling legal?

    Online casinos are seeing the winds of change across the country. Whereas it was previously impossible to gamble for real money online, virtual gambling is now legal in several states, including New Jersey, Pennsylvania, ​Nevada, and Delaware.

    Your geolocation must be within state lines to gamble at any of the best NJ online casinos -- or the best online casinos in any state where online gambling is legal. In January of 2021, the Department of Justice decided that Wire Act applies only to online sports betting — allowing interstate gambling for states where online gambling is legal.

    This means that in some states, you can play online poker in player pools with friends — as long as those friends live in states where online gambling is legal.

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    Michigan Online Casino Legal Information

    Michigan Online Casinos started to emerge as an advocate for online betting around the time New Jersey raised its signal as a contender, but it took a few years for efforts to become a reality. The legislation was the result of a year-long push by iGaming proponents to bring the activity out of the background of the unregulated market, which would help Michigan capture additional tax revenue. Consumer protections are also in place to protect player funds and those with problematic gambling behavior.

    When it became legal

    Michigan launched online casinos in January 2021. With an array of legal iGaming products in the state that includes mobile casino apps from Golden Nugget, FanDuel, WynnBET, BetRivers, BetMGM, DraftKings, andCaesars. BetMGM Casino fared the best at nearly $11.1 million, with DraftKings Casino trailing in a distant second with $6.2 revenue during January 2021. Specifically, the state legalized online poker, sports betting, casino-style games, and even fantasy sports contests. They have also recently authorized online betting for horse racing.

    Online sports betting in Michigan launched on Jan. 22, 2021. Online casinos went live on the same day, and the state’s synchronized approach to the debut of online gaming made Michigan’s iGaming launch the most successful in US history. During January 2021 alone, Michigan sports betting apps took in a whopping $115.1 million, coming in second place to Tennessee’s launch-month record of $131.4 million.

    FanDuel Sportsbook, operating in partnership with MotorCity Casino Resort Hotel, came out on top with more than $32.5 million in revenue for the month. DraftKings Sportsbook came in a close second with slightly over $28 million in earnings.


    The Michigan Gaming Control Board (MGCB) regulates Michigan online gambling and leading up to December 2019, Michigan made great strides to authorize online gambling through a series of laws. Although it took some time to see online gaming officially launch in Michigan, these gambling laws lay the groundwork.

    Governor Whitmer signed the Lawful Internet Gaming Act into law on December 20, 2019. The Act authorized the MGCB to issue licenses to internet gaming operators.

    This includes poker, blackjack, slots, cards, and other games. It does not permit any kind of pick number games or other lotteries. The LIGA also instituted a graduated tax on adjusted gross receipts for revenue from Michigan online gambling. The graduated tax ranges from 20% on revenues of up to $4 million to 28% on revenues over $12 million. The LIGA authorizes many casino-style games.

    Sports Betting

    The governor also signed House Bill 4916, known as the Lawful Sports Betting Act (the “LSBA”), into law in December of 2019. The LSBA authorizes the MCGB to administer, regulate, and enforce all sports betting in the state. The sports betting bill further grants the MCGB the right to enter agreements with other jurisdictions for multijurisdictional sports betting.

    The LSBA enacted criminal penalties for offering sports betting in the state without a license. Criminal penalties include both felonies and misdemeanors.

    Daily Fantasy Sports

    Further, Michigan enacted House Bill 4308 in 2019. The Fantasy Contests Consumer Protection Act (FCCPA) requires anyone offering fantasy contests in the state to be licensed as a fantasy contest operator. The MGCB approves applications for such licenses and the FCCPA places several conditions on the licensure. The conditions include provisions on preventing employees or family members of employees from manipulating the contest, requirements for cash reserves, and identifying experienced fantasy contest participants.

    The FCCPA also requires licensed fantasy contest operators to hire a licensed CPA to perform an annual independent audit. Licensed operators must submit the results of the annual audits to the MGCB and these regulations serve to protect participants in fantasy contests.


    House Bill 4311

    The Lawful Internet Gaming Act authorized a wide array of online casino games for the casinos in the state. It was a much-needed accelerator for the industry, spelling out the following:

    • Wagering is available to anyone 21 or older within Michigan borders
    • Commercial and tribal casinos can offer online poker, slots, and table games
    • A casino operator can have one “skin” or online brand for online poker and one skin for an online casino

    Taxes and fees on operators:

    • A tiered tax structure is created for internet gaming
    • There’s a graduated tax rate of 20% for adjusted gross receipts less than $4 million, up to 28% for AGR greater than $12 million; Detroit casinos also pay 1.25% to the city of Detroit
    • Costs include a $50,000 application fee, $100,000 for a five-year license, and $50,000 to renew
    • For an internet gaming supplier, costs are $5,000 for an application fee, $5,000 for a license, and $2,500 for annual renewal
    • 65% of tax revenue is allocated to a newly created Internet Gaming Fund, with the bulk going to the Michigan School Aid Fund, a major sticking point for the governor; another 30% will go to policing and other public safety programs in the state and the remaining 5% will be used to prop up the horse-racing industry
    • Online casinos can deduct 10% worth of free play from their gross receipts for the first three years, and then 6% in year number four and 4% in the fifth year

    House Bill 4916

    The Lawful Sports Betting Act technically wasn’t needed in Michigan for brick-and-mortar sportsbooks to exist. However, the Detroit casinos didn’t want to pay close to 20% tax on sports wagering revenue, like they do for slots and table games. So the decision was to wait for a new law with a lower tax.

    The new law also allowed for online/mobile sports betting as another key component. Online betting could not have taken place without the Lawful Sports Betting Act. Among the other provisions:

    • Anyone 21 or older within Michigan borders may set up an online sports betting account
    • Collegiate and professional sports are legal for betting after MGCB approval
    • Commercial and tribal casinos can offer online/mobile sports betting under the regulation of the Michigan Gaming Control Board, a novel setup and “compromise” in the nascent non-Nevada U.S. market, bringing both federally recognized tribes and commercial entities together under one regulatory body
    • Both tribal and commercial casinos can open retail (physical) sportsbooks/lounges
    • One sports betting skin is available per casino operator

    Taxes and fees on operators:

    • The state tax is 8.4% on sports betting revenue, plus 1.25% to Detroit for the city’s commercial casinos; the more than 20 tribal casinos will not pay the additional 1.25%
    • An Internet Sports Betting Fund is created
    • Costs are $50,000 for an application fee, $100,000 for a one-year license, and $50,000 annually to renew
    • It requires “official league data” for in-game wagers

    Michigan Online Casino License Information

    How companies can get a license to operate online

    Any of the three Detroit casinos or the 12 tribal groups that own casinos in Michigan are eligible to obtain a license for an online gaming site. Most casinos will use the assistance of an online operator to run their online poker, online casino, or online sports betting services. Michigan Online Casinos must pay an application fee, licensing fee, and annual operating fee to gain and hold onto the five-year license. Licensing runs through the Michigan Gaming Control Board.

    The LIGA allows only two classes of applicants for a license. The first class is for those who already hold a casino license under the Michigan Gaming Control and Revenue Act. These are commercial casinos already operating retail casinos in Michigan. The second class is a tribal casino conducting Class III gaming through an ordinance approved by the National Indian Gaming Commission. Each party in a class is eligible for only one internet gaming license.

    The MGCB may request specific information from applicants for licenses. This includes financial information to determine whether the applicant has sufficient ability to operate an internet gaming platform. This will be used by the MGCB to determine if the applicant has enough capital to pay its secured and unsecured debts, provide a surety bond, and maintain adequate liability and casualty insurance. The MGCB can further request information on whether the applicant has any sort of criminal history.

    Partnering with land-based casinos

    All online gaming licenses granted in Michigan must be tied to a casino or online gaming provider. For example, DraftKings recently partnered with Bay Mills Resort & Casino to run their in-house casino sportsbook. The agreement also gives DraftKings the freedom to operate an online sportsbook under the Bay Mills license.

    There are many different routes; BetMGM Casino launched in Michigan in January 2021, offering players a trusted brand and a full range of slots, table games and video poker, in addition to its online sportsbook and upcoming online poker platform. The BetMGM name is particularly well known in Michigan, their licensing partner MGM Grand Detroit was the first commercial casino to open in the state, and is the state’s top-performing online casino in total revenue.

    BetMGM, a joint venture of industry giant MGM Resorts, continues to expand its national digital footprint as more states legalize online gambling.

    Options to exercise once license is acquired

    Things to observe for an operator granted a license in Michigan is the ability to partner with two different brands. As mentioned before, operators can partner with a casino, but they can also enter into an agreement with an exclusive online gaming company. The only exception to the casino rule in Michigan concerns daily fantasy sports.

    Providers of DFS games do not have to partner with a casino to offer their products.

    A DFS powerhouse such as BETMGM provides both online sportsbooks and online casinos in Michigan, but only the sports betting and casino products are required to operate in partnership with land-based casinos.

    Michigan joins New Jersey and Pennsylvania as the only three states to offer DFS, online sports betting, online casino and online poker. As Michigan steadily builds up to widespread gaming expansion, the other two states have enjoyed the large revenue source from all four gaming options.

    Through following the blueprint of New Jersey and Pennsylvania, Michigan becomes the only state in the Midwest to offer all four online gaming categories.

    What your costs will look like to obtain a license

    The state of Michigan launched online casinos in January 2021. If you are a casino in Michigan looking to expand into online gaming for customers, you will be required to pay a fee to obtain the license, as well as an annual fee to keep the license.

    For a Michigan online gambling license, operators pay $50,000 for an application fee, $100,000 for the five-year license, and another $50,000 for the annual operating fee.

    Legal iGaming products in the state include mobile casino apps from e FanDuel, DraftKings, BetMGM, and several other brands. For DFS sites, the fees remain relatively low.

    The license to operate a daily fantasy site costs $20,000 for the license and $5,000 for the annual fee.

    For sports betting operators, Michigan does not command the money that Illinois’ betting law demands. In Illinois, operators pay a percentage of their yearly gross revenue as the fee, up to $10 million in total.

    Michigan Online Casino Tax Information

    Michigan Online Casinos are becoming one of the more lucrative developing gambling markets in the U.S. with legal sports betting, Michigan online gambling and even more available to customers. Bettors now have more opportunities to cash winning tickets and earn profits at the state’s sportsbooks and gaming as well as poker tables. Whether hitting a jackpot or taking home a modest return, paying taxes on those winnings goes hand in hand with the experience.

    This includes all gambling income; whether won at land-based Detroit casinos, tribal casinos, or on the state’s online casino sites, these winnings are subject to tax and should be reported on your federal and Michigan income tax returns.

    What are the tax rates?

    Tax rates depend on your annual income and tax bracket. Michigan online gambling income is subject to state and federal taxes but not FICA taxes, and the rate will depend on your total taxable income (not just wages) minus deductions (standard or itemized).

    Gambling winnings are subject to a 24% withholding for federal tax, though the actual amount you owe on your gambling win will depend on your total income. That tax is automatically withheld on winnings that reach a specific threshold.

    Tax calculator assumes a standard deduction of $12,400 (single)/$24,800 (married) and does not include any municipal/local taxes.

    The state tax rate in Michigan is 4.25%, which is the rate your gambling winnings are taxed. These are broken up differently starting with your Marginal tax rate which is the bracket your income falls into. Then you have your Effective tax rate which is the actual percentage you pay after standard deductions, etc., and operate on a sliding scale depending on filing status and total taxable income. The rules state that when gambling, a person's winnings are to be combined with their annual income; which could move them into a higher tax bracket, hence why it’s important to be aware of gambling income before starting tax preparation.

    How to pay taxes?

    The first step is to understand that all Michigan online gambling winnings are completely taxable and the income must be reported on your tax return. Gambling income includes but isn't limited to winnings from lotteries, raffles, horse races, and casinos. It also includes cash winnings and the fair market value of prizes, such as cars and trips. Depending on the amount of winnings, bettors may receive a W-2G form , which is sent by the payor (casino, pari-m utuel operator, sportsbook, online casino, online sportsbook, etc). The form reveals the amount of winnings and if any tax was withheld. A copy of that W-2G is sent to the Internal Revenue Service. You must report all gambling winnings as "Other Income" on Form 1040 or Form 1040-SR, including winnings that aren't reported on a W-2G. When you have gambling winnings, you may also be required to pay an estimated tax on that additional income.

    If your winnings were non-cash prizes, such as an automobile or vacation trip, the IRS instructs you to report the fair market value of each prize. Non-residents with winnings at Michigan casinos or racetracks are still subject to Michigan state tax.

    Who do the taxes get paid to?

    The payor of gambling winnings is required to file Forms W2-G with the IRS by the last day of February of the year following the year of prize award. Form 1096, "Annual Summary, and Transmittal of U.S. Information Return," is used to transmit the Forms W2-G to the IRS. Forms are only filed with the Michigan Department of Treasury when withholding is required.

    Reporting the Federal Tax

    Form 945, "Annual Return of Withheld Federal Income Tax," is used to report and pay the monies withheld to the IRS. Form 945 is an annual return and is due January 31 of the year following the year in which the taxes are withheld. Be sure to mark the Form 945 checkbox on Form 8109, Federal Tax Deposit coupon.

    The federal employer identification number (FEIN or EIN) of the organization conducting the raffle is required to be listed on the Forms W2-G, 1096, and 945. If you have not secured an EIN, you may apply for one on the Form SS-4, "Application for Employer Identification Number," available from the IRS.

    How do they get used?

    You may deduct gambling losses only if you itemize your deductions on (Form 1040) and keep a record of your winnings and losses. The amount of losses you deduct can't be more than the amount of gambling income you reported on your return. Claim your gambling losses up to the amount of winnings, as "Other Itemized Deductions."

    So if you had $4,000 in winnings and $10,000 in losses last year, your deduction would be limited to $4,000. The remaining $6,000 cannot be carried over.

    The IRS may request that you substantiate gambling wins and losses.

    Your documentation may include:

    • Form(s) W-2G.
    • Form 5754 (group gambling winnings)
    • Wagering tickets with dates, locations, and amounts won/lost. Also provide names of anyone who gambled with you, if applicable.
    • Canceled checks or credit records.
    • Financial and bank statements.

    Michigan Lottery Taxes

    Michigan Lottery winnings are subject to federal, state, and local income taxes. For more information on how to place bets and enter the lottery, you can CLICK HERE.

    Here’s what you need to know:

    • The Michigan Lottery does not withhold any taxes on prizes of $600 and below.
    • Winners of individual prizes of more than $600 will receive a W-2G form. The Michigan Lottery does not withhold any taxes on lottery prizes from $601 to $5,000, but is required to report the winnings to the IRS and Michigan Department of Treasury.
    • Winnings of more than $5,000 are subject to automatic withholding of 24% federal tax and 4.25% state tax. The Michigan Lottery says the withholdings are estimates and do not necessarily satisfy a winner’s tax liability. This applies to both state and non-Michigan residents.

    A group that wins the Michigan Lottery must submit Form 5754 or a substitute 5754 form, either in print or electronically. All members must provide their Social Security number, photo identification and sign the form.

    One person in the group will be designated as the primary winner. A check and W-2G form will be mailed to each member of the group. Federal and state taxes will be deducted from the checks, if applicable.https://oddsseeker.com/kings-club-casino

    Andrew McDermott
    Topic Expert
    Andrew McDermott

    Andrew's worked in the sports betting & online gaming industry since 2008! He has developed products to help gamers and bettors as well as created solutions used by some of the world's largest gaming companies; Gamesys, Gala Coral, 888, Bwin Party & more. With his deep experience working with online gaming companies in the UK, Europe, and the USA, Andrew brings extensive value to the research studies, products, and content that we create at OddsSeeker. In 2016, Andrew created BonusSeeker.com in an effort to help American gamblers find the most generous promotions available that day so that people can stretch their bankroll the farthest - for more chances to win big. In 2018, Andrew sold BonusSeeker.com to Catena Media, where he stayed for 20 months while helping them grow their US business. Immediately after leaving Catena in 2020, Andrew founded TheQNA Company to create a better version of the BonusSeeker product under the brand OddsSeeker.com & to extend that consumer-first approach to build products that help people find companies and services in healthcare and personal finance. As founder of The QNA Company, Andrew, along with our executive team, leads the strategic vision for how our network of sites helps people answer the questions they need to find their new favorite brands & products. Power to the consumer! You've got questions, we've got answers!

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