Minimum Deposit: $5 or $10 US Online Casinos

As they’re looking to attract new customers, many online casinos offer low minimum deposits, sometimes as low as $5. Whether you’re in a state with legal real-money casinos like Michigan, New Jersey, Pennsylvania, or West Virginia or a state with sweepstakes casinos, there’s an option with a low minimum deposit.

In addition, these sites offer players many payment options to make it easier to deposit or purchase.

Minimum Deposits at Real Money Online Casinos

A number of casinos allow you to play for as little as $5 - $10 dollars:

How to choose a minimum deposit casino

When selecting a casino to make your deposit at, here are the things that factor in my decision the most. Make a note of what is important to you, and using this page, you can find one that checks all your boxes.

Payment Options

One of the most important things when you look for a low-deposit casino is the payment options. Real-money casinos usually have more options than sweepstakes casinos. However, that doesn’t mean making purchases at sweepstakes casinos is difficult, as most accept major credit or debit cards or bank transfers.

If you would like to use a particular payment option, check if it’s accepted at the casino of your choice.

Withdrawal Limits and Time

Withdrawal limits or minimum redemption also vary between casinos. At real-money casinos, there’s often a minimum of around $10. At the same time, at sweepstakes casinos, the minimum redemption varies between 50 SC and 100 SC. The difference of 50 SC could be a significant factor for some players.

Another thing to look at is the withdrawal or redemption processing time. Methods like Play+ card or cash at casino cage at real money casinos tend to process much faster. Meanwhile, Skrill payments often take less time than bank transfers at sweepstakes casinos.

Available Promotions

Online casino promotions are another critical factor for some players. A casino might let you make a smaller deposit but not have similar promotions to some competitors.

Also, what’s important to you might help you decide which casino to choose. Some casinos give you free spins if you meet specific criteria for your deposit ( FanDuel provides you with 50 free spins with a $10 deposit). Others offer a deposit match bonus, which could be 100% or even 200%

Game Selection

Why make a deposit when you can’t play your favorite game? The game availability is an essential factor for many players. Does the casino offer table games, or does it have jackpot slots? If you like a particular game or genre, check the casino’s site before you make a deposit.

App Experience

More and more users are playing on their mobile devices. That’s why it could be crucial to them if the casino has an app or how it performs via a mobile browser.

Most real money casinos have a dedicated app, while most sweepstakes casino apps are somewhat of a rarity – most will let you play via mobile web. The mobile experience at some sites is not the same as the desktop version. There are instances where not all titles are available on mobile, they load slowly, or there are glitches.

Welcome offers for new players at low deposit casinos

Zula Casino

Zula is one of my personal favorite sweepstakes casinos – and is a great choice for a minimum deposit casino.

To start, you’ll receive the Zula no-deposit bonus for 10 FREE Sweeps Coins and 100K FREE Gold Coins when you complete the sign-up process. Each step  you complete, you’ll receive more FREE SC:

• New Account Registration: 10,000 GC + 2 SC FREE

• Phone Verification: 20,000 GC + 3 SC FREE

• Email and Notification Consent: 20,000 GC + 2 SC FREE

• SMS Consent: 20,000 GC + 2 SC FREE

• Daily Bonus: 10,000 GC + 1 SC FREE

Then, you can get an additional 10 FREE Sweeps Coins for just $2.99.

The $2.99 package is available only on your first purchase; for the rest of your purchases (if you choose to make them), packages start at $5.

And you’ll get a FREE Sweeps Coin everyday you login with the Zula Daily Login bonus.

McLuck Casino

McLuck is another option for a sweepstakes casino. It accepts users from 42 states and allows Gold Coin purchases as low as $1.99. Note that in order to receive free sweeps coins with your purchase, you’ll need to purchase a Gold Coin package worth at least $4.99.

You’ll also receive 7,500 Gold Coins & 2.5 FREE Sweeps Coins on sign-up; and the availability to claim a first purchase bonus for 25 FREE Sweeps Coins for just $9.99.

PlayLive! Casino

PlayLive! Casino is a great online casino in Pennslyvania, where you can start off by making a deposit of just $5. Unfortunately, you will not be eligible to claim the first deposit match unless you make a deposit of $30.

However, you can opt-out of teh first deposit match and make a deposit of $5 and you’ll receive 25 FREE Spins.

One of the negatives of real money casinos is that they often have higher playthrough requirements and PlayLive! Is no different. You’ll have to play through any winnings from the no-deposit 20x and any bonus funds from the first deposit match 10x.

BetMGM

The MGM brand was one of the first to expand online and its online casino is available in New Jersey, Michigan, Pennsylvania, and West Virginia.

New players can get the BetMGM no-deposit bonus of $25. There’s also a first deposit match of up to $1,000. Use the bonus code ODDSSEEKER for both.

You will need to make a deposit of at least $10 to quality for the first deposit match – this remains the same on all deposits.

Any winnings from the no-deposti bonus are yours – however – the first deposit match has a relatively steep 15x playthrough requirement.

$5 minimum deposit casinos in the US

If you’re playing at real money casinos, you’re pretty limited when it comes to casinos accepting a $5 minimum deposit. However, many of the best real money casinos offer new players a no-deposit bonus, allowing them to play without spending money.

Meanwhile, if you’re in one of over forty states with sweepstakes casinos, you don’t have to make a purchase to play. But if you don’t want to wait for a daily bonus or participate in promotional events to get more coins, you can buy Gold Coin offers for $5 or lower.

$10 minimum deposit casinos in the US 

The majority of real money casinos fall into the $10 minimum deposit range

Are there online casinos with no minimum deposits?

No, every casino has a minimum deposit. However, real money some casinos may offer a no-deposit bonus and allow you to test out and play the platform for free.

All sweepstakes casinos are free and you’re never required to make a purchase in order to play, however, even they will have (usually smaller) purchase limits as well.

Pros and cons of minimum deposit casinos 

Pros

• Play at real money casinos for a low cost

• Test out platforms without a big investment

• Utlilize promotions to get the most from your deposit

• Fast deposits and withdrawals

• Play on the go

Cons:

• Wagering Requirements

• Small Bankroll

Banking options at minimum deposit casinos

Not every casino offers the same payment method, and not all methods are the same. Usually, deposits or purchases are instant, but withdrawals or redemptions vary based on the method.

ACH (Online Bank Transfer)

ACH (Automated Clearing House), or an online bank transfer, is a common and recommended payment and withdrawal/redemption method. It lets you transfer funds directly between your checking account and the casino.

Online bank transfers are one of the most secure and reliable payment options. However, they’re not the quickest, so if you want your money fast, you might want to use another method.

Debit/Credit Cards

Credit or debit cards are also accepted at almost every real-money and sweepstakes casino. We recommend debit over credit as it’s essentially a bank transfer. Also, there could be fees for credit, such as cash advances. Credit cards are also not accepted as a withdrawal or redemption method.

Skrill

Skrill is a digital wallet and a common way to redeem and purchase at sweepstakes casinos. One of the biggest advantages is that it processes redemptions or withdrawals faster than bank transfers.

At the same time, fees are involved, so your deposit might cost you more while your redemptions are lower.

PayPal

PayPal is another digital wallet that is more popular at real-money casinos. Like Skrill, the advantages of using PayPal include secure and faster processing, but the most significant disadvantage is the processing fees.

Play+

Available at real-money casinos, PlayPlus (Play+) cards are prepaid cards branded for a specific casino. They’re similar to debit cards but provide the fastest processing time as they’re connected to a casino.

Often, when you use a Play+ card, your withdrawal is instant, making it a popular option. The downside is that there are fees to send the money to your bank account or to withdraw from an ATM.

Lowest Minimum Deposit By Payment Method

This table is part of a table created by Sadonna for the /payments section. Let's sort it in ascending order, starting with the $5 deposits and then the others.

Benefits of a Minimum Deposit at Online Casinos 

What is the best way to maximize your minimum deposit? You want to maximize your money and stretch your gaming sessions. Let’s take a look at a few tips to get you started spending the gaming funds in the best way possible.

• Low-Limit Betting:One way to stretch your budget is to utilize low-limit betting. If you deposit a small amount, such as $5 or $10, play penny games to stretch your bankroll to the max, with longer playing sessions.

• Put the Odds in Your Favor:Play high return-to-player slot games or low house edge table games to put the odds in your favor. Look at the info section of games to see the RTP or house edge before you begin.

• Welcome Deals: Online casinos can offer welcome deals that help you boost your overall bankroll. This can include a deposit match offer, no deposit deal, or risk-free offer. Take the details of a welcome deal into consideration when depositing funds.

• Wagering Requirements: If you take advantage of a bonus deal, you must complete wagering requirements. This can include playing the bonus and deposit amount a set number of times. Know the wagering requirement before claiming a deal to ensure you meet the terms.

• Set a Budget: Take time to set a budget and play the amount you set during the session. This can be a portion of your deposit or the entire amount. With a budget in mind, you can spend less and avoid overspending.

Best casino games to play with minimum deposits 

Slots

Slots – and especially penny slots – are a great choice to play for your minimum deposit because of the low-wagering limits and potential for a huge win.

There the most popular option at online casinos for a reason - -and I would especially look to find slots with a high RTP and low volatility. Since you won’t have a huge bankroll, it’s important to manage it properly by playing small and managing your bankroll.

Table Games

Table games will require a bit more of an investment with minimum bets generally falling around $1 depending on site and what game – but often have a higher RTP.

Games like blackjack and (depending on strategy) roulette can be nearly 50/50 on any given bet which can be a great way to make your money last. You are less likely to hit a big win, but it could allow your money to last longer if you’re lucky.

Expert tips to make the most out of online casinos with low minimum deposits 

Once you choose an online casino and are ready to make a deposit or a purchase, you must use your funds wisely to improve your chances and play longer. Here are a couple to tips to maximize your deposit:

Pick Games With Low Stakes

One of the worst ways to burn through your deposit is to play a game with high stakes. To maximize your deposit, look for low-stakes games like penny slots. Many slots will let you play as little as $0.05 or $0.10 (0.05 SC or 0.10 SC at sweepstakes casinos).

Usually, table games have higher minimum stakes, so stay away from them unless you find one with low stakes similar to slots. An example is Stake Originals table games at Stake.us, which allow as little as 0.01 SC per play.

Find Games with Higher Odds

Improve your chances of winning and stretch your deposit by playing games with higher odds. One way to find them is by the return to player (RTP). The RTP tells you how much the game pays you back on average. We suggest finding games with at least 97% RTP.

Examples include Bloodsuckers (98%)  at real money casinos or Marching Legions (98.12%) at sweepstakes casinos.

Also, the slot’s volatility could help your odds. The volatility means how often winnings are triggered and their size. Low volatility means small frequent wins, while high volatile games pay bigger winnings but less frequently.

Try finding a low volatility slot with a relatively high RTP. Examples include Starburst (96.1%) and Epic Joker (97%). Both games are available at many real-money and sweepstakes casinos.

Claim Available Bonuses

If you want to use your deposit to earn a bonus, look for a bonus that will give you the best return. Some of the best offers include a no-deposit bonus or a free spins bonus, which require a $0 deposit.

Other ways to maximize your deposit are deposit-match bonuses or similar offers. For example, DraftKings Casino will give you $100 in bonus money for your $5 deposit.

Wagering Requirements

While some casinos require a lower deposit or some bonuses look better than others, the wagering requirement is an important factor to consider. That’s how many times you must play your deposit or bonus money before it’s eligible to withdraw or redeem.

Many sweepstakes casino no deposit bonuses have a 1x requirement, while bonus funds at real-money casinos have much higher requirements, often up to 25x to 50x.

Also, the type of game you play matters at real money casinos. Slots usually have smaller wagering requirements than table games or other games. Sweepstakes casinos typically have the same requirements for all games.

Play Responsible

Whether you want to make a $5 or $1,000 deposit, you should always play responsibly and set a budget. Before you play, always decide when to walk away if things don’t go your way.

One of the most important things is to avoid playing with the idea of winning. Instead, have some fun, and if you win, that’s a bonus.

Why Do Casinos Allow Low Minimum Deposits? 

There are a few reasons why online casinos allow $5 minimum deposits, including:

• Competition: Each casino wants to beat its competitors and attract new players. One of the ways to do that is by offering lower deposit minimums.

• Game selection: Online casinos have many low-stakes games, allowing players to play longer and hopefully turn them into loyal customers.

• Lower costs: Online casinos don’t have costs associated with retail casinos like rent, utilities, casino floor staff salaries, or other overhead costs. That allows them to give some of those savings back to players.

Minimum Online Casino Deposits By State 

NJ Minimum Online Casino Deposits

New Jersey was one of the first states in the US to allow online casino gaming; and has a huge list of options for real money casinos. You’ll find nearly all of the notable options when it comes to online gaming – including a couple of our favorite New Jersey online casinos:

• DraftKings – $5 Minimum, $50 Sign Up Bonus

• BetMGM – $10 Minimum, $25 Sign Up Bonus

• FanDuel – $10 Minimum, $20 Sign Up Bonus

• Hard Rock Bet – $10 Minimum, 500 FREE Spin Bonus

• Stardust – $10 Minimum, 25 FREE Spin Bonus

Michigan Minimum Online Casino Deposits

Michigan legalized online casinos in 2021, and quickly became one of the top online gambling states in the nation with plenty of options for low deposit casinos.

• FanDuel – $10 Minimum, $20 Sign Up Bonus

• Caesars – $10 Minimum, Up To $2,500 Deposit Match

• BetRivers – $10 Minimum, Up to $500 in Losses Back

• BetMGM – $10 Minimum, $25 Sign Up Bonus

• Gunlake Casino – $10 Minimum, Up to $1,000 in Losses Back

Pennsylvania Minimum Online Casino Deposits

You’ll find similar options when it comes to online casinos in the Keystone State, and plenty of options for both real money and sweepstakes casinos:

• PlayLive! – $5 Minimum, 25 FREE Spin Bonus

• Caesars – $10 Minimum, Up To $2,500 Deposit Match

• FanDuel – $10 Minimum, $20 Sign Up Bonus

• BetMGM – $10 Minimum, $25 Sign Up Bonus

• BetRivers – $10 Minimum, Up To $250 Deposit Match

West Virginia Minimum Online Casino Deposits [H3]

Unfortunately, West Virginia has the lowest amount of options when it comes to online casinos. But, the good news is that you’ll still have plenty of options including some of the most popular ones nationwide:

• FanDuel – $10 Minimum, $20 Sign Up Bonus

• DraftKings – $5 Minimum, $50 Sign Up Bonus

• Golden Nugget – $10 Minimum, Get Up to $1,000 Deposit Match

• BetMGM – $10 Minimum, $25 Sign Up Bonus

Final Thoughts on Low Deposit Casinos 

Low deposit casinos can be a great way to try out an online casino, claim a bonus, and get a win with minimal risk. Using this page and the tips and tricks can get you a big bankroll boost without making a large deposit – which of course, is the goal.

FAQs

Why do online casinos have a minimum deposit amount?

It does cost money for an online casino operator to process deposits – so if they allowed small deposits like $1 or even less – they’d lose money on the deposit. It can be a bit of an annoyance but with these minimum deposit casinos, you can make deposits as low as $5.

How do I find out a casino’s minimum deposit?

You read this page where we break down the most popular online casinos and their minimum deposits. As well as give you a couple of lesser known options who allow even lower minimum deposits.

Should I do the minimum deposit?

That completely depends on you and your bankroll. You should only deposit what you feel comfortable losing and be sure to stay cognizant of the minimum deposit requirements to claim promotions and bonuses as well as any fees involved with depositing.

Can I play all the games when I make a minimum deposit?

At most online casinos you’ll have access to all of the games when you make any deposit. It’s possible some will provide exclusive games for VIPs, but you’ll likely be required to rack up quite a few points to reach that level.

Do sweepstakes casinos have minimum deposits?

Yes, but they’re generally lower than real money casinos. At a majority of sweepstakes casinos, the minimum deposit is $5 and while you can find some options at real money casinos for $5 – a majority are higher.

What casinos have the lowest minimum deposit?

For real money casino operators, DraftKings has the lowest minimum deposits starting at $5.

If you’re not in a real-money online casino state, you’ll have your pick of a handful of sweepstakes casinos, including McLuck and Pulsz, which will offer Gold Coins packages starting at $5.

Where can I find the minimum deposit amount?

You can utilize this page to find the minimum deposit amount at many of the real money online casinos. If your preferred casino isn’t mentioned on the pages, you can find it on the cashier screen.

For sweepstakes casinos, you can find this in the Gold Coin packages – just be sure the Gold Coin package you select comes with FREE Sweeps Coins if you want to play for real prizes.

Can I get free spins at minimum-deposit casinos?

Yes, a handful of casinos will offer free spins for a minimum deposit (or in some cases as a no-deposit bonus). Here are a couple of our favorites:

• Hard Rock Bet – $10 Minimum, 500 FREE Spin Bonus

• Stardust – $10 Minimum, 25 FREE Spin Bonus

• PlayLive! - $5 Minimum, 25 FREE Spin Bonus